Let's find out if you are overpaying for life insurance.
Did you know that... just like your mortgage, your credit cards, and your car loans can be refinanced with better rates and terms.... so can your existing life insurance policy.

"As your trusted advisors, we know that reviewing your existing life insurance policies is a vital part of the financial planning process. Our team has developed and easy to use auditing tool to securely and efficiently review your existing life insurance policies."

- Kristine Kanno, CEPA®
Principal, Financial Advisor

Introducing the Life Insurance Policy Enhancement Auditor™ 
The Life Insurance Policy Enhancement Auditor™ will let you know if…
  • Your premium payments can be LOWERED
  • You can obtain MORE coverage for less
  • "Living Benefits" like LONG-TERM CARE can be added 
  • ​Your policy is in "Good Standing" and not in danger of being terminated
  • ​​Your beneficiaries match your current estate planning goals
  • ​​You have TOO MUCH or TOO LITTLE coverage
  • ​You have living benefits you can access TODAY
  • ​​You can STOP PAYING the premiums and still have coverage
How It Works...
It's Easy As 1, 2, 3!
 1
Click the button below to be taken to a short intake form that will help us understand a little bit more about you, your current policy, and your goals
 2
After you submit your form, we will perform an in depth analysis that will help us determine if we can help you lower your costs, increase your benefits or BOTH!
 3
We will present you with a detailed report showing where your policy is performing well, what could be improved on. We will also show you what else is available that could save you money, increase your benefits, or both!
Why I'm offering this at no cost to you...

"Growing up, I saw my parents working hard and doing a great job all their lives, but with no access to financial advice, wealth was elusive. 

I firmly believe that EVERYONE deserves to know how to properly Grow, Access and Protect their Wealth. 

Which is why I offer every client a customized plan to protect their assets and to build a legacy strong enough to last.  

My goal is to help you be wealthy in every way, so you can in turn be generous in every way. 

For years now, I have made it my mission to worry about your finances, so you don’t have to! And a major part of that can be insurance coverage. 

Unfortunately, insurance is one of those things that is often forgotten about until it's needed... 

That's why I want to help you make sure that you are properly protected without having to struggle through the hours it can take to research terms, definitions, companies, and the many other nuances that can play a role in proper financial security... at no cost to you. 

Feel free to click on any of the links on this page, or you can simply click the button below to schedule a discovery call to see how we can help you. 

I look forward to hearing from you!" 

-Kristine Kanno, Principal & Wealth Advisor

You may be asking... (FAQs)
Why should I have my policy audited? 
It is a WIN-WIN! First, you will learn if your current policy is still the best fit for you. Second, you will learn if their are new benefits, ways to reduce the cost and/or increase your coverage. You can't lose by having your policy audited.
Is my information going to be secure?
Yes, we use the latest encryption technologies to make sure your information is secure. We also DO NOT ask for social security numbers, driver's license information, or any sensitive information.
I’m older and not as healthy as I was … is paying less or getting more coverage still an option?
A lot has changed in the life insurance industry over the last five years. Changes to life expectancy, improved underwriting classifications and new benefits allow older and less healthy people to improve old policies.
If I want to change into a better life insurance policy will I have to do that on my own?
Not if you don't want to. Our team will not only analyze your current policy, but can help you step by step in changing policies if that is what you decide to do.
Who is going analyze my policy?
Only licensed advanced planning and life insurance specialists. Our team has decades of experience, staffed with financial advisors and life insurance professionals that have Juris Doctorates and Master Degrees in Accounting and hold specialized designations such as CLU®, CFP®, ChFC®, CLTC®, and CCFS®.
Are there any hidden costs or fees? 
No. The Life Insurance Policy Enhancement Auditor™ is offered to life insurance policy owners at no charge.

Find out how much you can save

Take advantage of the major changes in the insurance industry and lower your premium payments, get more coverage, or both.

Have Questions? Contact Me Directly At: 
206.251.8942 
Kristine@OpalAdvisors.com

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